If you have a Health Insurance agency, we would like the opportunity to assist your company increase revenue with an Instant Issue Term Life product, that is designed to compliment your core products.
We realize that you are able to offer Life Insurance in the sales process through your Health Insurance carriers. However, in our opinion, it is limited and they do not provide the customer detailed information. Your company is also missing out on maximizing your profit potential. Our marketing suggestion is for you to offer an Instant Issue Term Life Insurance policy that does not require a medical exam (non-med). It also utilizes an electronic signature. The application process is quick, 100% online after the agent logs in and completes in approximately 20 to 35 minutes, maximum. The carrier is A-Rated and is the most innovative carrier offering Instant Issue. Life Insurance is higher risk than Health Insurance, so this Instant Issue is really for healthy individuals and is up to $300,000. Soon, it will be up to $500,000. High blood pressure and high cholesterol are ok if it is controlled, or if the person is not on anymore than 1 medication. Pricing is typically significantly higher for Instant Issues. However, with this carrier, it is often lower than fully underwritten carrier policies that take up to 2 months for underwriting.
Brokers Alliance is the #1 Broker for this carrier and we are able to offer you top contracts of 115% to 125%, dependent upon current volume and/or potential. If you started at 115%, you will have the opportunity to move to 125% within a short period. Underwriting for this product takes from 48 to 72 hours, maximum. The advance is 75% and paid every Friday. This means quick money for your agency and agents. We also provide marketing suggestions such as exit scripts. You could also add a link for Life Insurance section and quotes on your homepage. Our marketing and initial training has helped generate sales ratios well-above the rest. The average policies that are issued and paid through this carrier are ~70%. Because of our training and marketing suggestions, our partners enjoy an 84% issue rate, and out of that, 90% go paid.
If you would like to explore this opportunity, please contact Mark D. Graham: mark@brokersalliance.com 7 days per week for immediate assistance.
